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Homearrow News and Events Year 2010 HIV/AIDS Insurance Policy Faces Teething Troubles in State

HIV/AIDS Insurance Policy Faces Teething Troubles in State

Indian Express
22 April 2010
Ahmedabad, India

The Health Insurance policy –promoted by the Gujarat government for HIV /AIDS patients –is facing teething troubles. Most of the insurance companies that have come forward exclude the hospitalisation charges for the patients because they fall under the category of Sexually Transmitted Diseases.

According to Gujarat Network of People Living with HIV/AIDS (GNSP+) and Institute of Public Health, which document the healthcare needs of people living with HIV and their expenditures, the small amount of health insurance available is not enough for the patients.

GNSP+ president Daksha Patel said: “As of now, STAR Health and Allied Insurance in Gujarat are providing Rs 15,000 mediclaim, which is insufficient. Moreover, the families are too poor to pay Rs 1,500 as a premium.”;

“Monthly expenses of an HIV positive person is around Rs 5,000, and Rs 15,000 is hardly of any help,” said Dr Rajesh Gopal of GSACS According to Gopal, GSACS had tried to form a platform with the GNSP+ and insurance companies in 2003, but it could not work as most of the insurance officials were transferred to other states. Dr Pradeep Kumar, additional project director of GSACS, said: “As GSACS representative, I can just create a dialogue between the insurance companies and people with HIV/AIDS.”

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