02 February 2011
By Kounteya Sinha
New Delhi, India
Union health ministry officials said HIV/AIDS, which was earlier regarded as a "incurable disease", has now become a "manageable health problem" and should be included in medical insurance policies. "Right now, there are individual health schemes in some states that cover certain healthcare related costs of PLHIV. Many health insurance policies exclude services to PLHIV and there is need for a package designed specially for such people.
We will discuss global best practices to see how a viable insurance policy can be created for them," joint secretary Aradhana Johri said. Another ministry official said, "Those living with HIV are living longer and have less morbidity cases, thanks to the increase in anti–retroviral therapy coverage. With timely initiation, PLHIV may live a normal life up to 20 more years. Companies need to realize that covering HIV patients with a medical policy is no more a loss making plan."