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Year 2013

Coming soon: Life insurance policy for HIV/AIDS patients

Life insurance for people with AIDS and HIV may soon become a reality. The insurance regulator has issued draft guidelines seeking views from insurers on issuing life cover policies to persons with HIV/AIDS.

The draft circular by the Insurance Regulatory and Development Authority (IRDA) on policies for people with HIV/ AIDS, issued this month, may come into effect from April 2014. Insurers are expected to put in place a board–approved underwriting manual, claims manual, proposal form and other systems before this date.

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